Budgeting – Finding the ‘bassist’ in your financial plan
Knowing what you spend each month is vitally important if you want to do any sort of financial planning. How can you save if you don’t know what you spend?
Knowing what you spend each month is vitally important if you want to do any sort of financial planning. How can you save if you don’t know what you spend?
May it never happen, but the Public Investment Corporation is a sitting duck for state capture. Be wary, for it’s as easily done as said, says Allan Greenblo.
As with all investment philosophy, when market conditions get fearful, it is time to consider investing in the market, says Liberty Corporate.
The Stealthy Wealth blog (writer prefers to remain anonymous) is on a drive to retire early. In his latest instalment he looks at using one’s home loan to pay off a car.
Are economic conditions forcing workers to work longer? Or is it a case of just living longer that delays retirement?
It’s a question everyone asks themselves, how much is enough, and when is enough too much. In South Africa, the challenge facing the majority is, there just isn’t enough.
A magic formula for retirement – does it exist? It does, and it is known as the 4% rule. The Stealthy Wealth blog (writer prefers to remain anonymous) unpacks this in further detail.
John Maynard sinks his teeth into the Household and Non-Profit Institutions Serving Households report to get a better understanding of the flow of money.
Liberty Corporate says there are many practical applications of compound interest, but perhaps none demonstrates its power more clearly than saving for retirement.
Mike McDougall, CEO of the Actuarial Society of South Africa, was motivated to do some number crunching to show in simple, yet no uncertain terms, why ponzi schemes are destined to fail.