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<loc>https://www.biznews.com/biznews-daybreak/bn-daybreak-261019</loc>
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<lastmod>2026-10-19T03:49:05.335Z</lastmod>
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<loc>https://www.biznews.com/wealth-advisors/bond-or-portfolio</loc>
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<image:caption><![CDATA[ Figure 1: How a R2.7 million bond's monthly instalment splits between interest and principal over 20 years, at 10.5%.]]></image:caption>
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<image:caption><![CDATA[ Figure 2: Net worth over 30 years for both strategies.]]></image:caption>
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<image:caption><![CDATA[ Figure 3: Net worth comparison at the three milestone years.]]></image:caption>
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<lastmod>2026-10-19T03:45:52.091Z</lastmod>
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