Split-decision: are you ready for the two-pot system?
Implementation of a two-pot retirement system, dividing funds into an “access pot” for emergencies and a “retirement pot” for later.
Implementation of a two-pot retirement system, dividing funds into an “access pot” for emergencies and a “retirement pot” for later.
Many South Africans have difficulty finding a silver lining as the rand hits new lows and the cost of living keeps soaring.
For a chance of securing a happy retirement or to be a successful investor – build the following five key pillars into your financial plan.
Obtaining and maintaining a good credit score is a lifeline discipline: 5 ways that can help keep your score within acceptable limits.
Financial success is not a hard science, but rather a soft skill where different strategies work for different people at different times.
Saving enough for your retirement is only half the battle of securing a comfortable retirement. The second half – once you’re in retirement – can easily become a brutal fight against the rising cost of living.
To help you prepare for the inevitable, here’s a quick breakdown of the costs usually associated with winding up a deceased estate.
One of the biggest hurdles is often not the lack of finances to save enough, but rather an understanding of this journey that you’re on.
A failure to save enough for retirement is because bad financial habits misdirected money you could have saved into paying off debt.
Working abroad has many advantages for South Africans who have the skills, but possibly not the opportunity to earn what they’re worth.