START YOUR DAY BETTER INFORMED – HERE'S THE LINK TO TODAY'S EPISODE OF THE BIZNEWS BREAKFAST BRIEFING: More pain for Rand; SA 'Failed State' getting closer; US bank quarterlies disappoint, hits US market.Some pre-weekend house-keeping this morning –.___STEADY_PAYWALL___.* First – we made a blapse with the link to register for the next portfolio webinar at noon on July 26. Thanks to the many who pointed it out. Click here for the correct one. .* Second – WhatsApp has doubled its cap on the number of people in its Groups. So we are able to now reopen the BizNews Premium Interactive Group – click here to join. Also, if you're not in the other (non-interactive and thus quieter) Group where we share useful updates, including BBB as it is published, click here. .* Third – Today's D-Day for BNC#4 bookers to pay their deposits. As some may well change their minds, previously allocated rooms in the on-site hotel are likely to open up. Take advantage – click here and fill in the form at the bottom of the page to secure your spot as availability won't last long..* Fourth – Our partners at AltVest Capital have a special offer for a maximum of four BN Premium subscribers participating in the private placing ahead of the Umganu Lodge listing. A R2m investment secures 7% of the equity and can include a directorship of the company if desired. That also bring a bonus of the Lodge for five nights a year as long as the investment is held (worth R100k pa). The expected return is 14%pa. Only for Premium members. Drop fellow BizNews tribesman Warren Wheatley a line for more – warren@altvestcapital.co.za .WATCH: BizNews A-Plus Show duo Alec Hogg and Michael Appel are back with episode 11 of their weekly round-up of business, investments, news and politics banter you need to know. In focus this episode: AfriForum working to "state-proof communities"; ANC veteran Mavuso Msimang says Ramaphosa must step down; mass small-scale power generation could end loadshedding in 12 months; Cape Town unrepentantly focused on purchasing power from individuals/businesses; SA on a slippery slope to failed statehood; Magnus Heystek on rand nosediving 17% in three months..More for you to read today: .Save Our Schools. James Myburgh writes on the case of Anneke Smit being emblematic of the racial contagion wreaking havoc across South Africa's school systemRussia Strikes Residential, Business District in Central Ukrainian City of Vinnytsia. Strike comes as Moscow appears to be doubling down on long-range missile attacks and airstrikesJPMorgan Chase Sees Economic Turmoil Brewing, but Few Signs of Recession So Far. Shares drop 3.5% in poor start to Wall Street's quarterly reporting season even though it says customers are still spending and businesses still borrowingTiger Woods Makes a Nightmare Return to St. Andrews. The 46-year-old's back at the Old Course, where he has won twice, but struggled to a likely cut-missing finish in opening round of The Open.NB FOR YOUR WALL STREET JOURNAL ACCESS….As a Premium subscriber you are entitled to full membership of wsj.com (normal price $29 a month). Be sure to action your access through the Premium link on the BizNews website. Because of The Wall Street Journal's credential requirements, be sure to create a password which has at least 8 characters and includes at least one letter and one number – NB it MAY NOT contain any special characters (ie #, !, @ etc). To maintain access to WSJ.com, you MUST enter our partner's website via Biznews Premium at least once a month. A final PS, if you had previously signed up for WSJ you'll need to clear the cookies from your device. Our helpdesk can assist – support@biznews.com