Turn tax into long-term passive income: Futureneers’ Smart-Debt Energy Fund 2026 offers 20 years of predictable, asymmetric returns

Introduction

South African investors are caught between rising taxes, market volatility, and limited access to quality investment opportunities.

But what if your tax liability could become one of your most powerful income-building tools - one that funds renewable energy infrastructure while unlocking predictable, growing passive income for the next 20 years?

This is the promise behind the Futureneers Smart-Debt Energy Fund 2026, a uniquely engineered Section 12B investment opportunity aimed at high-net-worth investors seeking tax efficiency, capital protection, and superior long-term returns.

The Smart-Debt Advantage

Unlike traditional renewable energy funds, the Smart-Debt Fund uses an innovative three-phase model designed to balance upfront liquidity, risk control, and long-term performance:

Phase 1 - Maximise Tax Efficiency

• 167% Section 12B deduction with only 33% secured external debt exposure
  

• At a 45% tax rate, investors enjoy a 75% immediate tax benefit
  

• Only 25% of your capital remains at risk, after tax recovery
  
  

Phase 2 — Fast-Track Cashflow

• Target ±20% annual after-tax returns for the first 5 years
  

• Risk capital fully repaid by year five, eliminating exposure
  

• Capital-free participation begins
  

Phase 3 - Passive Income for Life

• Proven 15-year asymmetric income stream
  

• Average after-tax returns:
  

  • Years 6–10: 10% p.a.
    

  • Years 11–15: 28% p.a.
    

  • Years 16–20: 58% p.a.
    

• Over the full 15-year term: 30%+ average annual after-tax returns
  

Performance That Speaks Volumes

With a track record built over multiple funds and years of delivery:

• R850 million+ capital raised across the group
  

• 350+ high-net-worth investors onboarded
  

• 11 Section 12B/A funds launched in 24 months
  

• R350 million in commissioned solar assets
  

• R366 million in secured tax deductions
  

• 100% success rate in delivering operationally compliant assets on time
  

Blue-Chip Off-Takers - Secure, Reliable Income

A core strength of the fund is its long-term, contracted income streams backed by blue-chip corporate clients, including several JSE-listed off-takers.

All energy is supplied under bankable Power Purchase Agreements (PPAs) with large, creditworthy corporates and industrial users — ensuring:

• Highly predictable cashflows
  

• Lower default risk
  

• Enhanced asset bankability for investors
  

This institutional-grade offtake profile significantly reduces volatility and strengthens the fund’s capital-protection strategy.

Aligned Interests & Investor Control

Futureneers’ structure ensures alignment between management and investors:

• The team invests alongside clients in every fund
  

• External secured debt is capped at 33%, minimising systemic risk
  

• Investors hold effective control over the loan structures, “becoming the bank”
  

• Consolidation into a larger R350m+ diversified solar portfolio further mitigates single-project risk
  

Who Should Invest

The fund is designed exclusively for high-net-worth, sophisticated investors seeking:

• Predictable, inflation-resilient income
  

• Upfront tax optimisation
  

• Exposure to renewable energy assets backed by JSE-listed and blue-chip corporate PPAs
  

• Participation in South Africa’s energy transition while protecting and growing wealth
  

Final Word

The Futureneers Smart-Debt Energy Fund 2026 is more than just a tax strategy - it’s a long-term income creation model built on engineering precision, proven track records, and a portfolio of income-generating solar assets supported by blue-chip offtakers.

Secure predictable returns. Build tax-efficient wealth. Invest where innovation meets impact.

Click Here for more information or to book a one-on-one discussion.